Chris J Mellor CFP, CLU, ChFC
Ontario Insurance Licence #94022476
Registered Insurance Brokers Ontario – reg#8007
Certified Financial Planner- reg#00027
Chartered Life Underwriter (class 1985)
Chartered Financial Consultant (class 1989)
Member in good standing and accepting of the Code of Conduct of:
Insurance Brokers of Ontario, Advocis, Financial Planners Standards Council
No insurance company holds an ownership interest in Chris F. Mellor Insurance Brokers Limited.
There are no outstanding financial relationships, such as loans or other forms of indebtedness, other than agency relationships, in existence with between the broker and an insurance company.
Upon completion of any transaction, I will be remunerated by way of commission or other remuneration which will be paid to me by the financial institution.
I may also be eligible for additional compensation, such as fees, bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that I place with a particular company during a given time period.
Confidentiality: During the course of the relationship, it will be necessary for the client to provide a variety of very personal financial information. The quality of the work undertaken on behalf of the client requires this personal information be accurate and complete. I commit that all information will be held in strictest confidence and that no information shall be divulged about the clients personal situation to any outside organization or government agency without the client’s prior consent, unless as may be required by law. It is further understood that in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), the client directly authorizes and instructs the broker to maintain information of a personal and private nature that could reasonably be considered pertinent or necessary in the provision of financial advice until such time as requested by the client in writing to destroy such information.
Disclosure: I agree to notify the client of any and all existing or perceived conflicts of interests, if and when they arise, as they may relate to any recommendations made regarding transactions, prior to or at the time of making such recommendations.
Product Suitability
I have discussed and if needed, completed a needs analysis determined your insurance needs. We have determined mutually that the applied for insurance coverage is applicable to your situation.
In situations where you have done your own research or chose to buy online or through the mail, I have deferred to your wishes as to product selection.
I represent (23) Life Insurance companies, which include: Assumption Life ,BMO Life, Blue Cross, Canada Life, Canada Protection, CFIB/Sun Life, Desjardins Financial, Empire Life, Equitable Life, Foresters, Great-West Life, Industrial Alliance, LS Assurance, Manulife Financial, Old Republic, RBC Insurance, Standard Life, Sun Life, SQQ Life, Transamerica Life Canada, Foresters, CI Investment and Wawanesa Life.
I represent (8) General Insurance Companies which include Chieftain, Dominion of Canada, Chubb, Intact, Jevco, Royal&SunAlliance, Wawanesa General, Western Assurance, Facility Association.
I have agreements with other financial companies such as Travel Underwriters, Wholesale Insurance Group, Home Bank and Manulife Bank
Contracting with additional companies is available to us, as required for specific client needs.
Should you require additional information about my qualifications or the nature of my business relationships, I would be pleased to assist you.
