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Special Gifts

Anniversary

Every August 23rd  , her birthday, my mother received a substantial cheque from my dad. Dad’s been gone for almost a decade but the cheque will come as long as he lives.

Gift of a tax free family cottage.

Your estate may have to pay up to 25% Capital Gains Tax on the Family cottage or vacation condo. Life Insurance can settle the bill with a joint last to die policy on mom and dad

Gift of not being a financial burden on your children

Proper savings, investment and cash back Long term Care Insurance

Gift to Charity

A year of death bequest to a charity creats a tax deduction that cancels out the tax on RRSP’s RRIF’s and Capital Gains. Your favorite charity and family get more

THE GOVERNMENT GETS LESS FOR CENTS ON THE DOLLAR.

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